Oh no! Now who helps me cover my health expenses?

Medical insurance: your ideal
ally

Undoubtedly,
the cost that a medical service or hospital service can have in any situation,
whether elective or emergency, represents one of the main concerns that society
generally can have in these cases. This is due to the high prices that some of
these services may have, either for specialized treatments that the person has
received, surgical interventions to which the person was subjected, long-term
hospitalization, among others, all these elements are usually causes of high
prices at the time of discharge from a hospital. If you ever wondered if there
are companies that can help cover all expenses, the answer is yes, there are
medical insurance companies, they can be public or private, that in exchange
for an initial payment that the beneficiary gives to the insurance company ,
the latter offers and guarantees coverage of the health services in which the
person is interested.

How does health insurance work?

As
mentioned above, the beneficiary gives an initial payment to the company and
this guarantees coverage of the expenses, however the beneficiary has to keep
in mind, the different plans offered by the company, currently there are
various plans with various coverage services. In the United States, the
government offers a service to society, specifically all those people over 65
years of age, people who have a disability, or chronic disease, this service is
called Medicare, it offers various plans, they are usually named by letters,
ranging from A to N, each of these plans have a different price, and offer
different coverage in health services, talk about medical and hospital
services. Likewise, there are supplementary
plans that will allow you to cover deductible expenses which you can
purchase before the functionality of the coverage plan that you have purchased
begins.

You must compare the plans

Certainly
insurance companies offer different plans, and to choose each of their services
you must take into account many things, the first and most important thing is
the budget you have to make the initial payment, second the company you want,
it is clear that Each company has different payment rates, some more expensive
than the other probably, and third is to take into account the characteristics
of each coverage plan, in addition to knowing the supplementary plans that you
can count on for the additional payments that may occur. In other words, you
should make a Compare Medicaresupplement plans, so that you can choose the best one properly, the one
that best meets your coverage requirements, if we mention some examples, let's
take into account that there is a plan G , this guarantees great coverage, it
is estimated that 100% coverage in each of the services that you may require
throughout the year, compared to plan K, which offers 100% coverage in hospital
service expenses, but In medical service expenses, it offers a coverage of 50%,
therefore, it would generate a greater expense out of your pocket, causing some
discomfort during your visit to a medical consultation