The decision to buy a house is very important. So, before choosing a house or apartment you should analyze different aspects that can generate long-term consequences. For this, we tell you that you must take into account, what things you should review, where you can search. And we give you advice and recommendations so that you can make the best decision.

The first thing will always be to define what are the needs of your family and the budget that you plan to allocate to that investment. Always keep in mind that there are other obligations that you can not ignore and you must program financially.

KEY POINTS OF THE HOUSE

Among the aspects that you must review the property will be the stratum, the area, the type of housing (whether apartment or house), number of rooms or bathrooms and the area is built and private square meters that you want.

In addition, the location is an important point that can not be left out. The advisable thing is that it is a property that is near the place of work, with ease of moving to shopping centers for entertainment. Also, keep in mind the educational offer of the area and assess that it is appropriate for your children. Finally, check the access routes, as this will help you have better mobility around the city.

Once delimited what you and your family need, start to see the north Scottsdale homes for sale that are offering in the sector and that may interest you.

WHERE TO FIND A HOUSE TO BUY?

In our website the (www.kay-grant.com) you have the opportunity to see the wide range of housing projects available in several cities and municipalities of the country, free of charge and with the possibility of using filters to make your search faster and according to your needs. Also, you can see properties for sale and used.

1. Define the house we are looking for

Before starting the difficult task of finding the house of our dreams. We must be clear about the tastes and needs we have. Our recommendation is to define a series of priorities that the house should cover. A house is an expensive and long-term investment, so we should not do a search in a hurry and without looking to the future.

Some of the most important characteristics that you must take into account are:

The area and location of the house: You must think if you want to live in the center of the city, in a village, in a residential neighborhood, on the outskirts, near the children's school, close to work, in an area with good views to the sea, in a quiet urbanization.

The type of housing: You are looking for an apartment, a large flat or an attic, a semi-detached house or a semi-detached house, a detached villa or villa. Usually, the type of house is going to define the offer of the neighborhood type that you are looking for. In the center of the city or on the beachfront you will find apartments and apartments, and in urbanizations, far from the center, you will have bungalows and independent chalets.

The age of the home: Knowing if you want a completely new or second-hand home, assessing its status in case reforms have to be made or its distribution modified.

The characteristics of the home: Define the number of rooms and bathrooms you need, if you must have parking, storage, orientation, surface and distribution of housing, quality of materials and other additional services such as air conditioning installation, heating, swimming pool, etc.

It will be difficult to find a home that combines all your current and future needs, but you can establish some essential features that the house must have.

2. The budget we have for the house

The price is surely the main factor that determines the purchase of a home. With the main characteristics defined (area, type of housing, bedrooms, etc.), you must establish a budget for the purchase of the house. Therefore, you must be clear about the possibilities of access to financing that you have and know what annual expenses you can pay (community of neighbors, maintenance, insurance, etc.).

3. The search for housing

When you already have clear what house you are looking for and the price that you would be willing to pay for it, you will begin its search. This phase of the purchasing process is probably the one that has evolved the most thanks to the revolution that the Internet and new technologies have brought. In addition to real estate portals, it is convenient to explore all possible routes.

4. Visit the house

Before deciding on a property, it is essential to visit the house to know in detail the house and have the first contact with the buyer. It is in this first visit when we must pay attention to many details and not get carried away by the rush.

In this visit we should study if the distribution and characteristics fit with what we are looking for, paying attention to details such as:

• possible damages,

• doors and windows,

• floors, walls, and paint,

• smells and noises,

• stains and dirt,

• Illumination,

• heating and air conditioning,

• electrical installation,

• sanitary installations and pipes,

• bathroom and kitchen taps,

• outside of the house.
  
  

We can ask the buyer for a report of qualities, floor plans and certificates of the facilities. If it were not possible, it would be advisable to have a professional who carries out a technical inspection that determines both the state of the home and all the legal aspects of it.

In the first visit to the house that we like, we should not let ourselves be carried away by the illusion and the desire to buy a new home quickly. It is an important investment so we should not leave any detail to chance.

5. Make the offer and negotiate the price of housing

Undoubtedly, the most complicated step as a buyer of a home. When the desired home is found, we must know how to tie it by making an adequate offer. If you have the services of a real estate company, it will advise you if the house is at a realistic market price.

If the offer is not absurdly low, even if it can be rejected, it may lead to the negotiation of the price of the home. In general, the more offer there is in the area, the easier to negotiate we will have. On the other hand, if there is a greater demand than supply, it will be us who must adjust to the existing offer without too much possibility of negotiating to lower the price of the home.

6. Payment of housing and public notarial deed

Within the term agreed in the aforementioned purchase agreement, the act of public deed will be executed before a notary, necessary for the registration in the property registry.

We will make the payment of the house, and we will have several payment options that will be indicated in the purchase agreement:

Mortgage loan: the most usual option, where the bank will send the documentation to the notary to prepare the deed, to which the agent of the banking entity will come to formalize the mortgage.

Subrogate to the arranged mortgage: the buyer can subrogate to the mortgage loan of the seller, changing the holder.

Deferred price: where the payment is made after the public deed of sale.

The process of buying a home requires a series of steps to follow, and that can often be long and complicated. Therefore, we have arranged a series of steps as a guide to facilitate the task of buying a house. Do not hesitate to consult with “kay-grant group”, real estate reference in North Scottsdale.